Forward Bank

Increasing numbers of Americans are setting out to see their country in recreational vehicles (RVs). Just as RVs demand special handling, RV owners have special insurance needs. Whether you are an experienced RV owner or are just beginning to shop for your RV, consider these insurance options to protect your family and your investment.

1. Buying a new RV is expensive, and once you drive it off the lot, it depreciates. Some carriers offer additional upgraded protection with Total Loss Replacement coverage that will provide a new RV if your newer-model RV is totaled.
2. Everyone wants an event-free trip, but breakdowns can strand you in out-of-the-way places. You may want to investigate 24/7 Roadside Assistance for towing, lockout protection, battery replacement, flat tire repair, fuel delivery, and removal from mud, snow or sand.
3. Vehicle add-ons need special insurance protection. Antennas, satellite dishes and other post-purchase additions can be expensive to replace. Accessories coverage protects your add-ons, and additional coverage is available for awnings and other extras.
4. Some travelers decide to live in their RVs full time. However, they still need liability coverage. Imagine if your on-board canine companion bites someone or someone falls near your RV. Full-Timer coverage can help you protect your assets while enjoying a traveling lifestyle.

RVs Good Sam Club has a million-plus members, so RVing is clearly a lifestyle choice for many. Do it safely; discuss insurance options with your insurance professional for the RV coverage that’s right for you.