Forward Bank

You just got engaged and the thought of unforeseen disasters may be the last thing on your mind as you plan your dream wedding. But unfortunately, disruptions can sometimes occur. That’s where wedding insurance steps in. It’s worth exploring what wedding insurance covers, ensuring your special day remains joyous despite any hiccups.

Here’s what it can include:

Issues with the venue.
The cost of an unavoidable cancellation due to damage or inaccessibility to the ceremony site will be taken care of by the insurer.

The weather going against you.
Insurance can protect against adverse conditions preventing guests from reaching the venue, covering the cost of rescheduling the event.

Vendors not showing up.
If essential vendors, such as the officiant or catering and hospitality crews, fail to show up, insurance can cover the cost of rescheduling or cancelling the wedding.

Sickness or injury in the wedding party.
If either of the couple or immediate family members fall ill or get injured in the lead-up, insurance can cover the cancellation or postponement. 

Now that we’ve looked at what wedding insurance does cover, do keep in mind issues that it usually will not include:

Getting cold feet.
Wedding insurance doesn’t cover cancellations due to one of the couple having a change of heart or being, God forbid, jilted at the altar.

Wedding jewelry.
The insurance may sometimes include coverage for wedding rings, but other expensive wedding jewelry, such as watches, engagement rings or other precious items, may need separate insurance.

Conclusion

Taking these potential issues into account, wedding insurance is certainly worth it for the peace of mind it offers, protecting hosts against unforeseen events. As the season of love blooms, couples can relax knowing that unexpected twists in the journey of love are dealt with.  Talk to an agent about protecting your big day!