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WHEDA Home Loan Program in Wisconsin

Unlock the door to homeownership with a WHEDA loan, designed to make buying a home more affordable. We’re here to guide you through the process and help you take advantage of this valuable opportunity.

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    WHEDA Loan Features

    As a proud lending partner with Wisconsin Housing and Economic Development Authority (WHEDA), we are dedicated to helping you achieve your dream of homeownership with the benefits of a WHEDA loan. WHEDA loans are designed to make buying a home more affordable and accessible, especially for first-time homebuyers and those with lower to moderate incomes. With features like low down payment options, competitive interest rates, and down payment assistance programs, WHEDA loans offer a valuable opportunity for those looking to purchase their first home or improve their current housing situation.

    • Low down payment options: Make homeownership more accessible with lower down payment requirements.
    • Competitive interest rates: Enjoy affordable monthly payments with attractive interest rates tailored for qualified buyers.
    • First-time homebuyer programs: Take advantage of special programs designed to support first-time homebuyers in achieving their homeownership goals.
    • Down payment assistance: Access additional funds through down payment assistance programs to reduce upfront costs.
    • Flexible credit requirements: Benefit from more lenient credit criteria, making it easier for first-time homebuyers to qualify.
    • Local expertise: Receive personalized guidance from a community bank that understands the specific needs of local homebuyers.

    Start Your Home Buying Journey

    Available Home Loan Programs:

    WHEDA has loan programs tailored to your individual needs whether you are purchasing, refinancing, or first-time or repeat buyer.

    • WHEDA Advantage Conventional
    • WHEDA Easy Close DPA
    • WHEDA Capital Access DPA

    For more details on these programs, visit WHEDA.com or contact a Mortgage Lender.

    Moving Homebuyers Forward

    Our experienced team of mortgage lenders can help you get pre-approved for a WHEDA loan, ensuring you have a clear path to homeownership. By working with us, you’ll receive personalized support and expert advice tailored to your specific situation, making the journey to your new home as smooth and stress-free as possible. Let us help you take the first step toward securing a WHEDA loan and turning your homeownership dreams into reality.

    Working with the team at Forward Bank was an absolute pleasure! The loan process was smooth and stress-free, and my questions were answered with patience and expertise. I always felt comfortable and confident knowing I was in such capable hands. Thank you for making the home-buying experience so enjoyable!

    Brianna Cuenca

    Park Falls, WI

    We just wanted to reach out to say thank you again for making our dream come true! We can gladly announce that we are finally homeowners! The team at Forward Bank made the process feel almost too easy to be true. They were always there to guide us whenever we needed help or had a question. Each step of the process was carefully explained in detail and made simple for us to understand.

    Tyton & Kazlyn Raatz

    Colby, WI

    I worked with the Forward Bank mortgage team for my mortgage loan. They went above and beyond to walk me through the entire process and made my dream of owning my first home a reality.

    Dawn Catchpole

    Phillips, WI

    Additional Resources

    Navigate Your WHEDA Loan with Confidence

    We’re here to help our Wisconsin neighbors access affordable homeownership through WHEDA loans. Explore our tools and resources, including FAQs and calculators, designed to guide you through every step of the WHEDA loan process.

    6 Steps to a WHEDA Loan

    Follow a step-by-step guide to simplify the WHEDA loan process from start to finish.

    What’s Needed for the Process?

    Learn about the documents and information required for a smooth loan application.

    Meet Our Mortgage Lenders

    View our team of mortgage experts dedicated to helping you find the right loan solution.

    Calculators

    Estimate payments and explore loan options with our easy-to-use loan calculators.

    Insurance and Investment products are *Not FDIC Insured *No Bank Guarantee *May Lose Value *Not Insured by Any Federal Government Agency *Not a Deposit