HomeBusinessBusiness SavingsBusiness Charitable Money Market

Business Money Market Accounts in Wisconsin & Minnesota

Support your community while growing your business savings with competitive rates and seamless access when you open a business money market account.

Jump to a section

    Business Charitable Money Market Account (BCMMA) Features

    As a business owner, imagine an account that not only helps you grow your savings but also gives back to the community. The Business Charitable Money Market Account (BCMMA) at Forward Bank, serving Wisconsin and Minnesota, offers just that—combining competitive interest rates with the flexibility of a checking account while supporting local charities. With every account, we donate a percentage of your average balance to the charitable organization of your choice, ensuring that your business plays a role in community development while managing its financial growth.

    Since the BCMMA’s introduction, we’ve proudly contributed over $2.5 million to over 400 organizations, thanks to businesses like yours. Save with purpose and make a difference today.

    • No minimum to open: Start your account with no initial deposit required.
    • Monthly $5 fee: Waived if your average balance stays above $100.
    • Interest posted monthly: Earn interest on balances over $100, credited each month.
    • Free debit card: Access your funds with no additional fees.
    • Charitable donations: The bank donates 0.10% of your average balance to a nonprofit of your choice, at no cost to you.
    • Withdrawal limits: Up to six pre-authorized withdrawals or transfers per month.
    • Business digital banking: Manage your business accounts easily with online and mobile banking for business.
    • Overdraft Protection: Optional overdraft protection to keep your account in good standing.

    Choose from over 400 organizations to designate as your charity and see how your business savings can make an impact in the community.

    Money Market Rates

    Interest rates for Money Market Accounts.
    AccountMinimum to OpenInterest RateAPY**Minimum to Earn APY**
    AccountBCMMA*Minimum to Open$0Interest Rate0.35APY**0.35Minimum to Earn APY**$100
    AccountBCMMA*Minimum to Open$0Interest Rate0.70APY**0.70Minimum to Earn APY**$50,000
    AccountBCMMA*Minimum to Open$0Interest Rate0.85APY**0.85Minimum to Earn APY**$100,000
    AccountBCMMA*Minimum to Open$0Interest Rate1.20APY**1.20Minimum to Earn APY**$250,000
    AccountBCMMA*Minimum to Open$0Interest Rate1.35APY**1.36Minimum to Earn APY**$1,000,000

    *Rates could change after account is opened. Rates are subject to change without advance notice.
    **APY=Annual Percentage Yield. APY assumes interest is added to account.

    Moving Your Business Forward

    By choosing the Business Charitable Money Market Account, you’re making a smart financial move for your business while giving back to the community. With competitive interest rates, seamless digital banking for business, and contributions to local charities, this account helps you grow your savings with purpose. Plus, your funds are FDIC insured, providing security alongside flexibility. Open your BCMMA today and start saving with confidence, knowing your business’s financial future is protected and you’re making a positive impact.

    Make a Difference While Your Business Saves

    Choose the Best Business Savings Account for You

    • Business Statement Savings
    • BCMMA

    Our small business appreciates having Forward Bank, a full-service bank, back in St. Germain! Working with the team is always easy. Whenever the need arises for a loan or another service, they are there to answer questions and make it happen in a timely manner. For us, that is important. The dedication to customers is unmatched.

    Brian & Wendy Siekierzynski

    Premier Powersports and Marine | St. Germain, WI

    Forward’s loan processes are also top tier. They are competitive with their rates and are always our go -to for our lending needs. The City of Greenwood highly recommends Forward Bank for any of your financial needs.

    Kayla Schar, City Clerk/Treasurer

    City of Greenwood | Greenwood, WI

    The employees are very helpful and always greet us with kindness and a BIG smile, which makes us feel appreciated as well. We also would like to thank you for the great service from your loan officers. The knowledge, helpfulness and flexibility they add to your banking service is incredible. The only thing we ask for is more Forward Banks in more communities.

    Travis Krizan

    Greenwood, WI

    My husband and I use Forward Bank for business and personal.  I enjoy working with Forward Bank because they are accommodating and easy to work with.  The bank employees are friendly and kind, and extremely helpful.

    James & Renee Hallin

    Cherry Drywall | Thorp, WI

    More ways to move forward.

    Insurance and Investment products are *Not FDIC Insured *No Bank Guarantee *May Lose Value *Not Insured by Any Federal Government Agency *Not a Deposit